Tag Archives: back to school

Back to School, The Early Bird Edition

IMG_0596School is not out just yet, so how can it be time to go back to school already?!  I checked the school supply list for next year and our supplies will be over $100.00 if we buy from a school supply company that furnishes everything in one box, and that does not include the cost of supplies for “specials” like Art, French, Music.

I started preparing for back to school 2016 last year, when I noticed book covers were required in 6th grade and they were on deep clearance in September.  Score.  I have a box in the closet for future school years so I know I can find the items I buy in advance.

If you want to play along with saving on school supplies, I will post items as I find them.

Next week (5/29/16 – 6/4/16) Office Depot/Office Max is offering a ream of copy paper for .01 cent.  You may purchase up to 3.  We need 1 ream of paper for our school supply list.  The catch is that you do need to submit a rebate, and if you are the kind of person that never gets around to filling in forms, this would not be a good deal for you.  I know I will get the rebate filled out, so I am looking forward to checking another item off our list!  I received next week’s sales flyer via email.  If you don’t see it on the website yet, check back on Sunday.

 

 

 

 

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Teaching Moment… Back to School Budgeting

KIDS AND MONEYOur daughter is headed to 5th grade this year, and this summer has been a great opportunity to ratchet up her role in the back-to-school finances.

Currently our school budget category has about $ 450 in it.  We deposit $10-20.00 a week into the category whenever we have a chance.  This is an ongoing budget category because inevitably there are purchases that come up throughout the year.  This fund covers school fees (yes, public schools have them), clothes, shoes, and school supplies.

The first budgeting opportunity was giving her the responsibility of looking at the school supply lists in July and combining all supplies required into one master list (if you take French, you need additional items; if you take Spanish, something else is required, and so on).  She did that at the start of July which allowed us to go to OfficeMax and get a bunch of supplies for .25 a piece when they started early-bird sales.  We focused only on the items with deep discounts and weren’t tempted by the full-priced items.  Still time for other sales!

A word on school supplies… or maybe more than a word.  When your kid is in Kindergarten if the teacher says you need a Bic pen in blue, by God, you will cross the earth to make sure you buy a Bic pen, lest your child’s blue pen be different than another kid’s pen.  By 5th grade, that is all out the window.  If the teacher wants Pink Pearl erasers, no way am I turning my back on Office Depot brand erasers for .01 as a loss leader.  Ditto on the markers.  If it is a reasonable-quality brand, we are going to live on the edge and get the ones on sale for .25.

Also, can we talk about #2 pencils?  How many #2 pencils do you think a 10 year old could use in roughly 9 months.  Now, about 1/2 the  school day consists of non-pencil using activities like lunch, band, PE, etc.  I would love for you to put your guess in the comments.  Is it anywhere near…. wait for it…. 79 pencils?!?!?!  We should have started sharpening these babies weeks ago! (Note for parents of small kids… start hoarding Ticonderoga pencils immediately)!

Another finance area for her to get involved was to see the amount we had budgeted for school needs and make some decisions about “optional” items like a new backpack and new lunch bag.  I supported her wish for something a little more grown-up and let her look through some catalogs.  She opted to get both items new for next year, knowing that choice may require some economizing down the road. Perhaps by being on top of the school supply sales we created more wiggle room for these “optional” items.

You may want to save on back to school because you have to… funds are tight and perhaps you are working Dave Ramsey’s steps.  On the other hand, you may not need to save on school supplies, but this could be a space to teach your kids about financial decision making in an area that concerns them directly.  My husband and I always say it’s important for kids to have some “skin in the game.”  Now is the time to have money experiences when the stakes are low.  Today’s backpack or Air Jordan decision is tomorrow’s decision about credit cards and college loans.  I’ll let you know how our purchases work out.  How is the back-to-school budgeting at your house?

Side note… if you are hoping to catch information on school supply sales I recommend the blog Hip2Save.

 

 

 

 

Letting Go of Summer

IMG_4001-privateIt seems it wasn’t that many posts ago that I was trying to get into the slower pace of summer, and here I am wishing for just another week or two to spend with my daughter lounging around watching American Girl movies or reading on the couch.  It’s not that we don’t do these things the rest of the year, but when school starts back up, it feels like you have added another person to the family — one who has an insatiable appetite for reading minutes to be logged and spelling words to be practiced.

We relished an easy summer day today… no coupons, no grocery stores, no dry-cleaning stops.  We went to the beach at 9:00 am, had lunch at Subway, and watched episodes of the cartoon ‘Arthur’ in the afternoon until my legs started to go numb from sitting so long.  As grateful as I am for our New Mexico vacation and other summer excursions that required money, it’s the simple, easy days that I crave.  Days with no purpose other than hanging out together.

This weekend I need to get in gear with a meal plan and groceries for brown-bag lunches (groan), but I hope I can pack these chores into an hour or two, and then get back to banking a few more hours of lazy family time before September comes calling.