- I thought I would never go to the dentist when I grew up. Now I go twice a year and make my kid go too!
- I thought I would grow up and be able to eat Cheetos whenever I wanted, every day if possible! My grown-up self fears the effects of that kind of eating.
- If I had known our income today I would have thought it would be enough to live like the Drummonds in “Diff’rent Strokes”. Reality is decidedly non-Park Avenue.
One other “unfair” part of being a grown-up is that while we are fortunate to be able to afford many things, we have to save our own money for them! Seriously disappointing! Even being debt-free has not made a money tree grow in our backyard. If we say we want something – be it Starbucks, or taking a special vacation – we have to come clean with ourselves and allocate money towards what we value.
That “coming clean” part of budgeting can be a little mentally painful, because my human nature wants all the pleasure with no pain. This isn’t a pity party, but I want to capture the thoughts that go through my mind every week on Saturday when we update our weekly budget. We confront our financial choices twice in our house – once when we enter the purchase into Quicken, and the next time when we close out our budget at the end of the week and see what we spent. This “reality check” is what keeps our inner child from running away with our bank account. Pout.
If you find expenses like lattes, drinks after work, eating out, or new clothes are busting your budget – or that you can’t commit to a budget – could it be that the kid part of your personality isn’t on board with the reality of adulthood – a reality where the consequences are all ours to enjoy?