What We Did to Save Money This Week 4/25

From the children's book "Electric Ben: The Amazing Life and Times of Ben Franklin"

From the children’s book “Electric Ben: The Amazing Life and Times of Ben Franklin”

I am turbo-charging my savings mode right now because we would really like to go to England next year.  Traveling out of the United States is expensive for a family, so planning and saving ahead is very necessary.

This week:

  • I had an opportunity to work extra hours at work.  I was grateful I already had a meal plan and groceries purchased so I could say yes.   Wonderful to earn extra money AND come home to something to make a meal out of.
  • Mr. Saver researched our medical plan and found that we could also get preventative dental care as part of our existing plan.  We are charged a nominal amount for each service provided (cleaning, oral evaluation, etc).  There is a quality dental provider walking distance from our house.  We will be able to save up to $ 750.00 a year… money we are currently paying out of pocket by paying without insurance.  This mini plan does not cover big ticket dental problems, but then again, we aren’t paying anything extra for it!
  • You know me.. I have been charging our phones, doing dishes, and washing clothes using  Time of Use rate for electricity.
  • CVS sent me a coupon for 5.00 off a 15.00 purchase.  I am studying how I can use that to purchase water and soda for a big family reunion this summer (both are on sale starting Sunday).  I already budgeted money to pay for reunion expenses, but money unspent is money I can reallocate elsewhere!
  • Speaking of coupons, my hair salon is running a Mother’s Day promotion — buy a large gift card, get an additional $20.00 gift card.  I budget haircut money out of every check, so I already had money to pay for the gift card, and now have an additional $20!
  • Today is “lock in day” at our house.  Our daughter requested a day to not go anywhere – just family time at home.  Saves lots of money and lets us recharge after a busy week.  We are planning some baking, puzzles, and Simpsons Monopoly.

Overall, a pretty good week and a gold star to Mr. Saver for digging deeper into our medical insurance and looking for a new dentist that takes this type of insurance.

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10 thoughts on “What We Did to Save Money This Week 4/25

  1. Healthy, Wealthy, and The Wises

    I love the idea of a “lock in day” … it’s just my hubby and I right now, but for a family that would definitely save money…. and create memories!! I have always said that after a storm, when the power is out and you can’t go anywhere, those are some of the sweetest moments! This week, I’m meeting with a couple of my benefit providers (life insurance and retirement) to see if I can save money and make money better. 🙂 Thanks for the tips!

    Reply
  2. Flo

    Unfortunately they don’t offer that discounted rate here, we pay the same no matter what time of day it is. I can remember my parents having it when I was a kid though, my mom would do laundry at the strangest times! LOL

    My big savings thing for the week was to do a big grocery shop this morning and then spent some time repackaging some of it to put in the freezer for later. I got a whole chicken marked down because today was the last day it was “good” for which was fine by me, I had planned on buying it and throwing it in the crock pot anyhow. After I was done I did my meal plan for the next two weeks. Now hopefully I can have a “fun” week doing other things!

    Reply
    1. Jen @ Dolls Between Us Post author

      That’s fantastic that you do a two-week meal plan. I can definitely see the benefit of that. Just the mental energy it saves you is worth something.
      That’s interesting the TOU rate has been around a while. Perhaps it dates to the energy shortages in the Carter era? I remember the long gas lines in those days.

      Reply
      1. Flo

        This was back in the 60’s and early 70’s, even before the Carter era. It may have been because the place that my parents had back then had previously been a commercial property. Ah, the long gas lines, what a pain in the neck that was. I remember it well because there was a good possibility that we were going to have to cancel a planned trip to an amusement park, eeek! LOL

  3. Prudence Debtfree

    I really like the idea of “lock in day”. It sounds like you’re a natural organizer, and there is no doubt that being highly organized is good for the wallet. Unfortunately, it doesn’t come naturally for me. How wonderful to be planning a family trip to England! Once we’re out of debt, that is something I hope to do : )

    Reply
  4. Because... I'm cheap

    I never heard of the Time Of Use rate before. Thank you for that tip! I’m definitely going to have to check that out. New follower here, I’m loving what I see so far. Thank you for posting!

    Reply
    1. Jen @ Dolls Between Us Post author

      Thanks for stopping by! I will look forward to visiting your blog this evening. In addition to Time of Use rate, our utility also had a program whereby if you allowed them to cycle your air conditioning off in peak times, they would provide a credit regardless of whether they needed to borrow your electricity. This may not be great in Phoenix, but in most of the country it’s not a problem. To our knowledge they never needed to power us down, but we also use it at night when our Time of Use rate kicks in and they have low demand anyway.

      Reply
      1. Because... I'm cheap

        Wow. I’m in PA, so we occasionally have our cool days. I will be checking into it for sure!

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