Happy New Year! The past few weeks have just flown by in a flurry of cookies, rich foods, and somewhat carefree spending. We had an excellent Christmas. My mom made my daughter an American Girl doll bed, which truly is the best bed in the house. She also spoiled me with a retired American Girl item off eBay for my doll, Addy.
What are your plans for New Year’s? We usually have a family movie and snacks in front of the TV. We will also play our new game, Ticket to Ride, which was a family gift. We are having great fun with it.
My husband and I talked over our budget plans for 2014 and I will post about that soon. It is so helpful to look into the year ahead and get a sense of where you need your money to be. Writing down the goals is an important next step to keep your motivation up!
Questions you might ask about the year ahead:
Auto expenses… will you need new brakes, tires, etc.?
Debt expenses… do you have loans and what debt can you kick to the curb this year?
House expenses… how old is your hot water heater? Dishwasher? Furnace/air conditioning?
Health expenses… dental work? Medical or health concerns not covered by insurance?
Kid expenses… sports teams, summer camps, tuition fees?
Vacation expenses… what can you afford in the coming year? Will you need to travel to any weddings or family events?
“Wants”… are you saving for any other “wants” such as replacement furniture, hobbies, home improvement, clothing?
Those are the things we are contemplating as we plan for 2014. Now back to the cookies…