What I Did This Week to Save Money – 5/18

It was a great week for the budget – we ended the week with 50% of our weekly money unspent.  I attribute this to meals at home, no trips to CVS, no checks for school events, no haircuts.  Not every week can be this way, but we took advantage and put most of the surplus into savings.

We also….

  • Ordered school supplies for next year.  When I order early, I receive a discounted price.  The biggest savings comes from staying away from Target in August when there are so many temptations!  We set money aside for the school supplies a few months ago.

    IMG_3485-private

    Magnolia Blooms – So Pretty

  • Had one day this week where we bought nothing and I didn’t drive anywhere.
  • Stuck to our meal plan this week and only needed $ 65.00 in groceries
  • Got some Johnsonville Cajun Chicken Sausage for .78 double couponing.  This will be enough for 2 meals. Now I am seeking an easy recipe for jambalaya.

Planning for the future:

  • Started a frugal meal plan for next week to minimize  grocery expenses because we have lawnmower and car maintenance scheduled.  These costs ($ 100.00) have not been separately budgeted for, so we may be looking at a week where all or most of our weekly money is spent and there is no surplus to allocate.  By having a “cheap week” we avoid having to borrow from our savings to cover weekly expenses.  If you are a Dave Ramsey fan you call this “getting on the beans and rice.”
  • Husband expressed wish to add a budget category called ‘Work Expense’ for retirement gifts, going-away party refreshments, etc.  We will add $5.00 or $10.00 to this fund when we do not spend all of our weekly money and build it up.
  • Discussed a summer weekend trip we have budgeted for but we now believe we need to allocate additional money to cover museum entrance fees.  We moved some of the surplus money from this week to the trip fund.

It is hard for me to imagine life without a written budget, especially when you have two people spending money.  The budget takes all the purchases we have each made (and yes, that includes cash too) and funnels them into one picture.

I would love to hear how your week went and about any financial planning you did for the weeks ahead.

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8 thoughts on “What I Did This Week to Save Money – 5/18

  1. lili@creativesavv

    Hi Jen,
    It sounds like you had a very good week!

    We keep it all written down, as well. Every last penny of the budget has a place. And I occasionally need to add a new line item, when the “other” category seems to be used a couple of times for the same sort of expenditure.

    While I did have to spend some money this week, I also found better ways to use my frugal resources. I put a lot of thought into my errands and car use for the week, and managed to shave about 25 miles off of my usual driving for the week. I gave new thought to hanging wash on a rack, and found a method that works for me (so I hung 3 loads mid-week to dry, instead of just 1). I continued to put together items for a garage sale next month, which will hopefully bring in some money to add to our daughters’s university funds. All small things, but they add up.

    Reply
    1. healthfulsave Post author

      You know, I never thought to track driving distance. I just assumed I don’t drive very far in a week. Might be something good to think about though.

      We are having a block rummage in a few weeks. I am really in the mood to let go of things that haven’t been out of the basement in years. It would be wonderful to see a little cash too.

      I have a feeling if I saw your budget process it would look a lot like ours!

      Thanks for writing.

      Reply
  2. Economies of Kale

    This week I made some interesting meals to use up what I had in the house and reduce grocery spending. I’m aiming to spend nothing this week, so I’ll see how I go :)

    I actually don’t write down my budget because it’s only for one person, and I have a good memory! I do track every single cent I spend though, so I’m aware if I spend too much in one category.

    Reply
    1. healthfulsave Post author

      Ooh a spend-nothing week sounds like a great goal. You are really making use of your refrigerator stock-pile! I’ll look forward to seeing how your week goes. You know I always enjoy seeing your colorful weekly meals.

      Reply
  3. Pingback: Menu Plan Monday – 5/20 | The Healthful Saver

  4. Becky

    Awesome Job! I am about to institute a no-spend week coming up soon. I just bought a new house and of course there were some unplanned for expenses that came up, so I really need to have a “re-set” week and trim it down!

    Reply
    1. healthfulsave Post author

      So far things are working out well this week. I am looking forward to having a run through Quicken tonight and see where we are at. Look forward to hearing more about your house!

      Reply
  5. Pingback: What I Did This Week to Save Money – 5/25 | The Healthful Saver

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